LOAN RATES, effective: December 17, 2025
SHARE SECURED LOAN RATE: 3.50%
SIGNATURE (unsecured) LOAN RATES
| Credit Scores | 750+ | 700-749 | 650-699 | 600-649 | Under 600 | No Score |
| Rate | 8.60% | 10.60% | 12.85% | 15.10% | 18.00% | 18.00% |
EDUCATION LOAN RATES
| Credit Scores | 750+ | 700-749 | 650-699 | 600-649 | Under 600 |
| Rate | 6.10% | 8.10% | 10.35% | 12.60% | 15.50% |
NEW VEHICLE LOAN RATES
| Credit Scores | 750+ | 700-749 | 650-699 | 600-649 | Under 600 |
| Rate | 5.05% | 6.05% | 7.30% | 8.55% | 9.80% |
USED VEHICLE LOAN RATES
| Credit Scores | 750+ | 700-749 | 650-699 | 600-649 | Under 600 |
| Age of Auto | |||||
| 1 – 4 YEARS OLD | 5.15% | 6.15% | 7.40% | 8.65% | 10.40% |
| 5-8 YEARS | 5.65% | 6.65% | 7.90% | 9.15% | 10.90% |
| 9-12 YEARS | 6.45% | 7.45% | 8.70% | 9.95% | 11.70% |
NOTE: A $40 Processing Fee is assessed on all loans with the exception of a Shares Secured Loan.
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