LOAN RATES, effective: October 31, 2025
SHARE SECURED LOAN RATE: 3.75%
SIGNATURE (unsecured) LOAN RATES
| Credit Scores | 750+ | 700-749 | 650-699 | 600-649 | Under 600 | No Score |
| Rate | 8.85% | 10.85% | 13.10% | 15.35% | 18.00% | 18.00% |
EDUCATION LOAN RATES
| Credit Scores | 750+ | 700-749 | 650-699 | 600-649 | Under 600 |
| Rate | 6.35% | 8.35% | 10.60% | 12.85% | 15.50% |
NEW VEHICLE LOAN RATES
| Credit Scores | 750+ | 700-749 | 650-699 | 600-649 | Under 600 |
| Rate | 5.30% | 6.30% | 7.55% | 8.80% | 10.05% |
USED VEHICLE LOAN RATES
| Credit Scores | 750+ | 700-749 | 650-699 | 600-649 | Under 600 |
| Age of Auto | |||||
| 1 – 4 YEARS OLD | 5.40% | 6.40% | 7.65% | 8.90% | 10.65% |
| 5-8 YEARS | 5.90% | 6.90% | 8.15% | 9.40% | 11.15% |
| 9-12 YEARS | 6.70% | 7.70% | 8.95% | 10.20% | 11.95% |
NOTE: A $40 Processing Fee is assessed on all loans with the exception of a Shares Secured Loan.
Go back to review specific information about our Loan offerings. click here
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